INDIANAPOLIS (WTHR) — She wears her husband's wedding ring around her neck.
"When I die, I'll take it back to him," said Deb Monroe, touching the ring, which hangs on a chain.
For Monroe, the ring's presence is a constant in her life like the daily grief she carries with her after losing her husband Jeff nearly two years ago in a crash on I-70.
"Quite frankly, it's made my life a living hell," said Monroe.
Jeff was working as an Uber driver when he and his passenger, Indianapolis Colts player Edwin Jackson, died after a drunk driver crashed into them when Jeff pulled over on I-70.
"I never dreamed that when Jeff left the house that night, he wouldn't be home," Monroe said.
- READ MORE: Deaths of Edwin Jackson and Jeffrey Monroe
She also never dreamed that close to two years later, she'd be fighting with Uber's insurance company to get paid what she believes her husband's life was worth.
"Jeff still had 10 years left to work, and Jeff made a chunk of change," Monroe explained.
Besides driving Uber, Jeff was the lead printer operator at a printing company.
"They have figured that even without loss of love, affection, just his earning capabilities, you're looking at a million dollars," said Monroe of what her husband still could have earned had he lived.
That's not what Monroe says she's been offered though.
"What they want to do is give me what's left after they paid Mr. Jackson's family," said Monroe.
She won't say what that amount is or how much it differs from what the Jackson family received and Uber wouldn't comment.
Court documents in a suit filed in Marion County by Monroe against Uber's insurance company and the Jackson's estate show the insurance company has total insurance limits in the amount of $1 million.
Those same documents show the insurance company has paid $600,000 of its available policy limits, offering Monroe the remaining $400,000.
Monroe calls it a slap in the face.
"You know what, I don't care about your money. Give me my husband back. Give me my husband back, and we'll be fine," said Monroe.
Since that's impossible though, Monroe is warning other Uber drivers about what she believes are the risks when they get behind the wheel.
"Your life is not as valuable as your customers. I mean, this is what this has shown me, and you'll have to fight for every dime," she said.
So that's what Monroe is doing, believing that's what her husband would want her to do.
Monroe's family has started a GoFundMe page to help her while she waits for the outcome of her lawsuit.