Knock out debt with Queen of Free's 'Slaying the Debt Dragon'


Many people are still working on their New Year's resolution of eliminating debt.

The "Queen of Free" knocked out more than $100,000 of debt in four years.

She has put all of her tips into one book that can help you conquer your money for good.

"It happened over time, gradually and without us paying attention," said Cherie Lowe, author of "Slaying the Debt Dragon."

Everything from credit cards, to medical bills and even student loans, Cherie and her husband, Brian, got deep into debt.

Cherie can smile now, but the process of digging out was no laughing matter.

"Brian went 2 1/2 years without eating in a restaurant," Cherie said. "So, not a cup of coffee, not an ice cream cone. Nothing. There was a three-month stretch where we didn't eat meat or ate it very sparingly on the weekends."

Cherie turned into a real do-it-yourselfer, even making her own laundry detergent.

"It's one-to-one ratio of the washing soda and the borax and then it's half of the oxy clean," Cherie said.

After four years of pinching and scrimping and saving, and sometimes suffering. Sweet success!

"There was a lot of relief," Cherie said. "There were tears."

That was three years ago, but, last year, an opportunity arose for The Queen of Free (what Cherie calls herself) to enter a contest to win a free book deal and she won.

"Slay the Debt Dragon" was born.

"There are topics that have to do with setting a budget, but we also talk about the emotional side of finance," Cherie said. "Because personal finance is personal and money is so emotional."

Daniel and Emily Cornpropst know the conflicts well.

It wasn't that long ago that they were more than $90,000 in debt. But, they met Cherie and Brian and it turned their lives right-side-up.

Our big radical change was having a plan that was on paper and on purpose for every dollar that we spent," Daniel said. "Instead of getting paid and at the end of the month wondering where our money went, each week, we would have a plan for our money."

The Lowe's took that one step further.

"So, we envisioned it as a dragon-something that was out to seek and destroy our marriage, our family, our future, our happiness, our ability to be generous," Cherie said.

By making debt the enemy, they got mad and got even and got out of debt and have helped many others, like Daniel and Emily do the same.

It took Daniel and Emily two years to dig out of debt. They also spent three years saving to build their brand new home.

"It does give you inspiration and helps you understand no one is unique and we're no different than anyone else," Daniel said. "We had debt and decided we didn't want to have it anymore. Largely due to Brian and Cherie's influence and the same principles you'll find in her book, we were able to run that marathon and get out of debt."

"There's a myth out there that everyone else has their act together and we're the only ones who are messed up and that's just not true," Cherie said. "So, if I can encourage others to say I have walked this road and I have faith that you can do it, too, and there is always hope."

Now, the Queen of Free is breathing easier, saving more, helping others and sharing her success in the new year.

Cherie's book is on sale now on Amazon and at local retailers. Click here to learn more about the book and where you can find it in stores.