Americans don't plan to spend as much money on school supplies this year.
According to the National Retail Federation, the average family will spend about $634 on clothing, shoes, supplies and electronics.
That's down nearly $55 from last year.
A number of parents report they'll be squeezing a few more inches out of last year's clothes and 80 percent say they'll adjust their shopping due to the economy.
Some parents also say they have leftover or still usable school supplies from last year.
If you do plan to shop, a couple of retailers are offering ways to help you afford your purchases.
At Kmart, "Shop Your Way" members get free layaway, with no service fee, through August 3rd.
That's a $5 savings on an 8 week contract and $10 on a 12 week contract.
Parent company Sears is also in on the game, with no service fees through August 12th.
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